Planning to apply for a home loan from Bajaj Finserv? Bajaj Finserv has some of the best loan offers available for salaried professionals, complete with minimal documentation, fast processing and several other benefits. You can get home loans up to Rs. 3.5 crore at competitive interest rates. There are home loan solutions tailored for all possible requirements right from renovating your existing home to buying your first home to even constructing your dream house. You can transfer your existing home loan to Bajaj Finserv at a lower rate of interest along with being eligible for a top up loan up to Rs. 1.5 crore.
You can easily apply home loan or calculate home loan emi from Bajaj Finserv and get approvals instantly on the same. There is also the Flexi Hybrid Home Loan feature where you only repay interest as the monthly EMI for an initial duration and pay principal and interest on the sum which you utilized. This product helps you get your finances in shape and get a principal holiday up to 4 years. You can lower your EMIs with the PMAY (Pradhan Mantri Awas Yojana) and get a home loan at only 6.93% where you save up to Rs. 2.67 lakh in interest costs. Transfer your existing home loan to Bajaj Finserv with swift documentation and processing. This helps you become eligible for a top-up loan at an attractive rate of interest.
There is a customized property dossier/report which helps you learn more about all the financial and legal details involved in property purchases. There are zero foreclosure or prepayment charges for home loans at Bajaj Finserv. You can also flexibly choose loan tenors up to 240 months. Manage your home loan online through the dedicated digital customer portal. There are features like customized insurance plans which ensure protection from loan repayment for your family and 3 EMI Holiday which helps you plan out everything before you start repaying the home loan.
Bajaj Finserv home loans come with minimal documentation. Key home loan documents include the following:
- KYC documents
- Address Proof
- ID Proof
- Form 16/Latest salary slips
- Photograph
- Bank account statements for last 6 months
The eligibility criteria for salaried professionals states the following:
- The applicant should be an Indian resident
- The applicant should be between 23-62 years of age
- He/she should be a salaried professional with minimum work experience of 3 years or higher
- The minimum loan amount is Rs. 10 lakh while the maximum loan amount is Rs. 3.5 crore
- The monthly net salary criteria has to be met depending on the city where the applicant lives. For a minimum property value of Rs. 15 lakh, the minimum net salary per month has to be between Rs. 25-30, 000 depending on the city of residence.
